Jamie McDaniels
"Making Better Insurance Decisions"
Medicare • Affordable Care Act • Dental • Accident
- Trusted
- Experienced
- Professional
What I Do
Insurance shopping can be confusing and at times overwhelming. There is no “one size fits all” when it comes to your health and finances. Don’t trust such an important decision to a seasonal call center employee. As a licensed Florida agent since 2015, I can can guide you to the plans that best fit your needs.
Medicare
Medicare Advantage ( Part C)
Medicare Advantage plans cover everything original Medicare Parts A & B do, plus have extra benefits. I offer plans from Florida Blue, Humana, United Healthcare, FHCP, and others.
Medicare Supplements ( Medigap plans)
Medicare Supplements help pay some of the health care costs that Original Medicare doesn’t cover. I offer Florida Blue Medicare supplements.
Prescription Drug Plans ( Part D)
Access lower drug costs with annual maximum out of pocket.
I offer Florida Blue Medicare Prescription drug plans.
Health Insurance
Affordable Care Act
Affordable Care Act, ( Obama Care), are individual or family plans enrolled via the “Marketplace”. They can be HMO, PPO or EPO plans. Most people receive a discounted premium . I offer plans from Florida Blue and FHCP.
Qualified Plans ( "Off Marketplace")
Health plans that cover the 10 essential benefits, but purchased from the insurance company via an agent. They can be individual or family plans, and HMO, PPO or EPO. I offer plans from Florida Blue.
Short Term Plans ( Non Qualified)
Short Term or “non qualified” plans are health plans that can have a lower premium for age 50+ that are not eligible for a discounted Marketplace plan. I offer plans from Allstate.
Supplementals
Dental Plans
Most Dental plans are PPO’s and have provider networks for better savings. I offer Florida Blue Dental and Ameritas Dental.
Download Florida Blue Dental Brochure
Accident Plans
Most ER and urgent care visits are for injuries. Accident plans are very affordable and can cover your entire deductible or pay a set amount. I offer USAble and Allstate accident plans.
Critical Illness Plans
Cancer, Heart attack and Stroke; we all know someone who’s had one or more. Having a CI plan will pay you cash to help cover your expenses I offer USAble and Allstate Critical Illness plans.
Travel Insurance
Coverage while you are away
Travel insurance comes in 2 basic forms.
- Medical travel coverage
- Trip interruption coverage.
You can combine them into one policy.
You want travel medical insurance because most health insurance does not provide coverage to get you back home or pay for your care in other countires.
Choose Patriot Life for just medical coverage, Patriot Platinum for both medical and trip interruption. If you have Medicare, look a the GlobeHopper Senior medical products.
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Jamie McDaniels
Florida agent
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Services
- Medicare Advantage Plans
- Medicare Supplements
- Affordable Care Act
- Dental Plans
- Accident Plans